You may have been recently thinking about how much your property is worth on the market and the needs you have. Perhaps you don’t need the space or are thinking of downsizing for retirement, or you may be needing more…
Is it cheaper to build or buy a house? It’s an old debate and one with an answer that changes with time and location. It is worth looking carefully at the upsides and downsides of building your own home, as…
Introducing Josh, a client whose journey with our Senior Mortgage Broker led to the purchase of their dream home in a beautiful estate. Despite facing a challenging mortgage scenario with escalating interest rates, Josh, the sole provider for his family,…
Getting into the Australian property market these days can prove to be very difficult. Not only are housing prices sky high, but they need a hefty deposit to secure them. Having a guarantor get you over the 20% line may…
One of the many wonderful parts about owning your own home is that you have the option to tailor your property to suit your taste and lifestyle through renovating. When it is done well, a renovation can potentially add a…
From 1 July 2023, there are changes in support for first home buyers in Australia. To turn the housing affordability crisis around in Australia, the Federal Government will make changes in its eligibility criteria. This will affect the Family Home…
Negative gearing explained If you have looked into property investment, chances are you have come across the phrase ‘negative gearing’ once or twice. The simple explanation of the concept of gearing is that you are borrowing money to invest in…
Remember dial-up internet and audio cassettes? They're relics of the past, just like sticking with a single lender for a 30-year mortgage. With the cost of living skyrocketing and home loan interest rates on the rise, refinancing has become increasingly…
There’s no doubt about it, buying sight unseen – that is, purchasing a property without viewing it in person – can be risky. What if it has a strange smell when you finally do enter the property? What if it’s…
Wondering how to increase your borrowing power? There are a few simple steps we recommend: Pay down debts and cut credit limits Trim down your expenses Boost your income for greater borrowing power Save more money for your deposit or…