Mortgage Brokers Newcastle
Helping you secure a tailored loan at a competitive rate across Newcastle, Maitland, Singleton & The Central Coast.
Mortgage Brokers Newcastle
Helping you secure a tailored loan at a competitive rate across Newcastle, Maitland, Singleton & The Central Coast.
Mortgage Broker - Newcastle, Maitland, Singleton & The Central Coast
Ask about your FREE 15-minute Discovery Call.
Mortgage Broker - Newcastle, Maitland, Singleton & The Central Coast
Ask about your FREE 15-minute Discovery Call.
We partner with 30+ lenders
Comparing loans to find the best fit for you
Zero cost to you
Our expert service is completely free
We do the legwork
Managing the entire process from start to finish
Tailored solutions
Loans that suit your goals and lifestyle
Flexible and convenient
We’re here when and where you need us
Ongoing support
For refinacing, top-ups or investing later
Local & family owned
Proudly part of our community
60+ years combined experience
Expert knowledge you can trust
Nestor Ramirez
Nestor Ramirez is passionate about helping people achieve the great Australian dream of owning their own home. With a background in financial planning, Nestor is experienced, approachable, and proactive. He gets to know his clients to achieve their individual goals.
Get to know your mortgage broker in Newcastle, Maitland, Singleton and The Central Coast. Learn more about Nestor — he’ll find a suitable home loan and loan term based on your unique borrowing capacity and credit score.
Gary Gilbert
With over 40 years in the finance industry, Gary brings deep expertise and a client-first approach to every loan. He’s committed to helping families achieve long-term financial goals through simple, flexible lending solutions tailored to their lifestyle. Gary’s philosophy is “client for life”—offering trusted advice across generations.
What Our Clients Say
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Saori27/11/25From the beginning till the end, my mortgage journey was smooth and I felt really supported by Broker Nestor. Even small questions and anxious emails, Nestor replied with professional although warm attitude. All the communication was on top of everything, without Watson Mortgages Nestor, I couldn't purchase my first home. Big appreciation for Nestor and definitely would recommend 🙏Read MoreRead Less
Jelinda M11/09/25Gary and the team at Watson Mortgages took all the stress and hard work out of refinancing my mortgage. Not only did Gary find me a much better interest rate, he also helped me structure my loan and personal finances to make my money work harder for me. I highly recommend Watson Mortgages for anyone wanting to get a better deal on their mortgage without all the leg work. Gary and the team will take care of everything. They also take the time to ensure you’re well informed along the journey and solutions are tailored to your personal needs.Read MoreRead Less -
- james baker09/07/25Gary from Watson Mortgages has been absolutely outstanding. We are so lucky that he was able as to help us with the purchase of our first home. He will not stop until you have a new home, leveraging his extensive network of contacts and relationships with the banks to get you the best deal that is perfectly suited to your individual circumstances. He was a great source of financial (and moral) support to us and we will always remember how much he helped us at this time in our lives. Top bloke. 100% recommend. Thanks Gary!Read MoreRead Less
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- Ky Gladdish13/04/25I can't rate Nestor Ramirez highly enough. We went in to selling our house and buying a new house with anxiety and we had no idea what we were doing or what to expect. It took months of us changing our mind going back and forward looking at so many options that Nestor had prepared for us.
He was so calm and so generous with his time and explaining the options he found for us. We were so clueless and really needed someone to guide us through every step and he was there for us.
I honestly don't think we could have done this without him. We really owe him a debt of gratitude.Read MoreRead LessZamir Melamed13/04/25My wife and myself recently had the pleasure of working with Watson Mortgages, and specifically with their outstanding broker, Nestor, to secure a mortgage for our new home. From the very first consultation, we were incredibly impressed with Nestor's professionalism, knowledge, and genuine care.
Nestor took the time to thoroughly understand our financial situation and our goals, patiently explaining all the different mortgage options available to us. He was never pushy and always ensured we felt comfortable and informed every step of the way. His expertise in the market was evident, and he was able to find us a fantastic rate and terms that perfectly suited our needs.
The entire process, which can often feel overwhelming, was made incredibly smooth and stress-free thanks to Nestor's proactive communication and meticulous attention to detail. He was always available to answer our questions promptly and kept us updated on the progress of our application. We truly felt like a priority throughout the entire journey.
Beyond his professional skills, Nestor is also a genuinely kind and approachable individual. He made us feel at ease and built a level of trust that we truly appreciated. It was clear that he was invested in helping us achieve our dream of homeownership.
We wholeheartedly recommend Watson Mortgages and, without hesitation, encourage anyone seeking a mortgage to reach out to Nestor. His exceptional service, combined with the reputable support of Watson Mortgages, made for a truly positive and successful experience. Thank you, Nestor and Watson Mortgages, for making our home buying journey so seamless!Read MoreRead Less -
- Katie Farnworth08/06/24We couldn't recommend Nestor enough! Nestor made the process of applying for our first home loan as easy to understand as possible! We appreciated his insight, experience and advice as we planned for this big next financial step for my husband and I. We will continue to recommend Nestor to friends and family!Read MoreRead Less
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- Sim B15/02/24A massive “THANK YOU” to Nestor, who I could not recommend highly enough! Not only is he a wealth of knowledge, but Nestor also has the ability to explain complex processes in layman’s terms. He never got frustrated with the endless questions nor made me feel silly for asking. Thank you again for your wonderful, compassionate and caring service! Kind Regards, SimoneRead MoreRead Less
- Kyle Barnes29/12/23Nestor was my mortgage broker throughout the buying process and I can’t recommend him enough. Nestor along with the the entire team are extremely professional and efficient while also being relatable and realistic with what you can expect as a final outcome. He made extremely fast progress organising all the necessary paperwork. And throughout the entire process he went the extra mile to ensure I had the best outcome. In general it really helped streamline the process and remove unnecessary stress. 10/10Read MoreRead LessMicroTechEFI29/12/23A massive “THANK YOU” to Nestor, who I could not recommend highly enough! Not only is he a wealth of knowledge, but Nestor also has the ability to explain complex processes in layman’s terms. He never got frustrated with the endless questions nor made me feel silly for asking. Thank you again for your wonderful, compassionate and caring service! Kind Regards, SimoneRead MoreRead LessZari Williams29/12/23When I first started looking into the property market and potentially buying a home, the whole process seemed incredibly daunting and overwhelming, that was until I met with Nestor. Right from the onset, he was able to provide me with valuable industry knowledge and insights, and I knew I had a real professional and expert in my corner. Nestor was able to answer all of my endless questions and checked-in on me frequently to see how I was going and if there was anything he could do to help. His service and communication throughout, was truly exceptional. Nestor has made becoming a first-home owner such a special and joyous experience, I wouldn't have wanted anyone else be my side on this journey. A huge thank again to Nestor and the team for everything they have done for me, it is so greatly appreciated and I could've have done this without them. I wouldn't have any hesitation in recommending Nestor to anyone who wants complete professionalism, whilst simultaneously being provided a personalised and individually tailored experience.Thank you again!Read MoreRead Less
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- John Radvan29/10/23I have no hesitation in recommending Nestor as a fantastic mortgage broker. Professional, with excellent communication and advice, everything was smooth from start to finish. Nestor secured us a great loan product that suited our needs, with a reputable lender, and at a fantastic rate. Many thanks to Nestor and the Watson Mortgages team!Read MoreRead LessTroy Watson29/08/23During our time seeking a mortgage broker, it didn't take us long to see the value in Watson Mortgages. Nestor helped provide us with tailored advice and options available for our budget and life stage. My wife and I highly recommend their service and especially Nestor who provided a friendly face and efficient and reliable information. Flexible meet up times and consistent communication helped make us feel secure in trusting Watson Mortgages.Read MoreRead Less
- Andrew Newman29/07/23Nestor was a huge help in brokering our loan to buy a house. He was prompt and professional. He communicated all that we needed to know in a way that helped us understand. Nestor would follow up and check in regularly to see how our house hunt was going and managed a great deal for us in the end. We are so thankful to him and the team at Watson’s. Would highly recommend!Read MoreRead Less
- Brenden Burley29/06/23Shout out to Watson Mortgages Mortgage Broker Nestor Ramirez and team. This was the first time ever we have had a near seamless Refinance of our Mortgage. Furthermore Nestor went above and beyond and gave a personal touch updates on our progress and clear information requirements to reduce the notorious back and forth with banks. Would give an extra star just for Nestor. Cheers Watson Mortgages, great experience and I highly recommend them. Brenden & Kylee BurleyRead MoreRead Less
- Josh n jade Fellowes29/06/23Can't thank the team enough mainly Nestor for going above & beyond to get our higher then normal home loan pushed through with all rate rises happening an still managing a competitive rate! They call you when others wouldn't with updates, have tried other brokers with previous loans an Watson is by far the best!Read MoreRead Less
- Sharyn Fraser29/06/23We had an amazing experience working with Nestor at Watson Mortgages! My husband and I needed a home loan approval urgently and he got it done quickly and we were able to buy the house of our dreams. Nestor was extremely knowledgeable and helpful throughout the entire process and made sure to explain every step, and answered all of our questions in a timely and professional manner. The end result was a home loan that was tailored to our specific needs with a smooth closing. I highly recommend Nestor to anyone in the market for a home loan. Absolute five star service!Read MoreRead LessKirsten Smith29/06/23I can’t thank the team enough!!!! After having issues with my car it was time to upgrade. Nestor and the team got my loan pre approved fast and with little effort. When I voiced my limited time and stress around car shopping, I was offered a car sourcing agent who took all my worries and came back to me with options. Fast forward two weeks and my new car was delivered to my door. Watson Mortgages took the stress out of a large purchase, saving me time and getting me a great interest rate. Follow up service has been great also. These guys genuinely care that I’m happy with my purchase. Five stars team. Thank you!Read MoreRead Less
- Anthony Claxton29/06/23Nestor was fantastic to deal with every step of the way in securing a loan for our new house, and his regular updates kept us in the loop and our confidence high during the whole process. I would highly recommend Nestor and the team at Watson Mortgages for anyone looking at finance options!Read MoreRead Less
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Josh , Jade Joint Acc Fellowes26/04/23Can't thank the team enough mainly Nestor for going above & beyond to get our higher then normal home loan pushed through with all rate rises happening an still managing a competitive rate! They call you when others wouldn't with updates, have tried other brokers with previous loans an Watson is by far the best!Read MoreRead Less - Chris Bradley29/06/22Watson Mortages helped me set up my financials and purchase my first house. They have also manage my super fund and have significantly increased its value. I have recently used their mortgage broker to organise a refinance at a much better rate than that advertised. They provide yearly reviews with concise information and flexible meeting times and setups. I have also used their legal professional to set up my will and POE. Overall Watson Mortages provides all the services I have required to set up every facet of my financial and legal situation. They have acted professionally and responsively in all undertakings and I highly recommend their services.Read MoreRead Less
- Mark Hickey29/06/22Elliot and his team at Watson Mortgages went above and beyond to sort out the correct financials for our first home. They where always on hand to assist, when we had a question about the process. Thank You, Watson Mortgages for getting my family and I into my first home.Read MoreRead Less
- Glen Blanch29/06/22The Team at Watson Mortgages took the time to listen to our requests/situation. They gave professional and pro active advice to ensure that the product we needed was going to do the job and not be over the top expensive. The follow up service is always efficient and friendly. I have no hesitation in recommending Watson Mortgages.Read MoreRead Less






