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We recently used Watson Mortgages to refinance and had a great experience working with Nestor. He took the time to understand what we were looking for and quickly found the most suitable options with competitive rates, always keeping our long-term goals in mind.
The whole process was straightforward, and Nestor was always available to answer questions and provide updates along the way. We'd happily recommend Watson Mortgages to anyone looking for a knowledgeable and supportive mortgage broker.

Gary was fantastic to work with throughout the entire mortgage process. He was knowledgeable, responsive and took the time to explain everything clearly. He worked hard to find us the best loan for our situation and kept us informed every step of the way. I highly recommend Gary to anyone looking for a reliable and trustworthy mortgage broker and grateful for all he has done for us!

Gary service was excellent from start to finish. The whole home loan process was smooth, communication was great, and everything was explained clearly. Highly recommend to anyone looking for a reliable mortgage broker

Fantastic team, really wonderful to work with, very informative and helpful. Also just lovely people which is a bonus 🙂

Gary and the team were great to deal with. Professional, dedicated and very responsive. Thanks guys!

My experience with Gary from Watson Mortgages was excellent from start to finish.
Gary is very knowledgeable and all questions were answered in detail.
I found Gary to be very professional and patient and willing to work around my work schedule. A great experience overall.
Shane

I've had 5 brokers over the years and there will not be 6 Gary has been hands down the best service by far I have had from any broker.

I made a few late changes from rent to sell throwing a genuine curve ball and not a beat was missed even while i was working and buying interstate with all loans sorted in an amazing time frame.

I generally would not refer services to family fearing a different experience however I have in this instance and they are experiencing the same result after trying times with another broker from lack of detail on the brokers behalf.

Accessible, efficient and genuinely a good human.

Could not recommend more.

We recently refinanced our home and had a really great experience from start to finish. Everything was made simple and stress-free, questions were always answered quickly, meetings were organised easily, and communication the whole way through was excellent.

Nestor took the time to understand our situation properly and found us the best option available, which we really appreciated. Nothing ever felt like too much trouble and he was always friendly, approachable, and happy to help.

Nestor and his team made what could have been a confusing process feel easy and straightforward. Would absolutely recommend to anyone looking for a mortgage broker who genuinely looks after their clients.

Couldn’t recommend Nestor more highly! He was patient, supportive, and explained every step so clearly. He made the whole process smooth, stress-free, and easy to understand.

Nestor was extremely helpful in securing our refinancing loan so we can complete much needed renos on our home. We are a very busy family and extremely time poor and his support throughout the process was fantastic. Definitely recommend Watson Mortgages.

Gary from Watson Mortgages was fantastic to work with.
He invested his time and effort in finding us the best deal that worked for my wife and I.
Highly recommended Gary and the team at Watson Mortgages.

The team at Watson recently assisted me with the refinancing of my personal residence. Overall, it was a highly positive experience.

As is often the case with complex processes, there were a few minor challenges and unforeseen issues that arose. Fortunately, Gary provided invaluable support and guidance throughout each stage of the process.

Highly recommended Gary when it comes to refinancing. Nothing was a problem and he handled everything. Ill definitely utilise his service again in the future.

Nestor from Watson mortgages provided a high level of service. He worked throughly to find a good mortgage product with good rates to fit my circumstance. Highly recommended.

We recently refinanced our mortgage with Nestor at Watson Mortgages, and I’m super grateful for how he handled everything. He kept me in the loop the whole time, never left me wondering what was next. Nestor went above and beyond to get us exactly what we wanted in the loan, even when things got a bit tricky. The support from the Watson Mortgages team has been fantastic - quick to respond, friendly, and genuinely helpful from start to finish. Highly recommend Nestor and Watson Mortgages if you’re looking for a smooth, no-stress refinance. Thanks a ton, Nestor!

We honestly can’t thank Gary Gilbert from Watson Mortgages enough for everything he did for us.

This was a really stressful time for us—trying to secure finance, purchase a large rural block with extra restrictions, and sell our home privately all at once. On top of that, we’re self-employed, so our situation wasn’t straightforward at all.

But he just took it all in his stride and worked through every obstacle without ever making it feel overwhelming.

One of the biggest things that helped us early on was how Gary sat down and crunched the numbers before we even got into the nitty gritty. That gave us a clear understanding of what we could realistically spend when purchasing, which made a huge difference and gave us confidence moving forward.

Throughout the whole process, he was always there—keeping things moving, answering our questions, and making sure we were never left in the dark. Having him as our single point of contact made everything so much easier and took a lot of the pressure off us.

We also sold our home privately, and looking back, the only thing we would have done differently is pass potential buyers onto Gary. One of the biggest challenges we faced was buyers struggling to get finance—something Gary is clearly very good at navigating.

Gary genuinely cares about his clients and goes above and beyond to get the best outcome. He didn’t just do his job—he supported us through a really big and stressful life moment, and for that we’re incredibly grateful.

We couldn’t recommend Gary Gilbert and the team at Watson Mortgages more highly.

I have nothing but good things to say about Watson Mortgages and in particular, Nestor my broker. Nothing was too much trouble and they were always available when I needed something clarified or wanted some additional information. I have no hesitation in recommending them.

We had a great experience👍
With in 2 months, we put an offer down and now we are living in our own home.
Thanks Nestor

We had an awesome experience with Nestor, he was so patient with answering all our questions, very available and approachable. Would recommend!

We had quite a journey through the process while purchasing our first home. We could not be happier in our interactions with Nestor and everyone at Watson Morgages. Everyone was so amazing and supportive.
We're looking forward to working with Nestor again in the future.

We were not confident that we could purchase our first home.
We met with Gary Gilbert from Watson Mortgages and after an initial meeting he believed that we could.
Our journey had many bumps along the way but Gary was knowledgeable and confident in the process. He proactively worked with all parties to help us achieve our dream and earlier this year our family moved into our own home.
We went from uncertainty to ownership in a matter of months.
Thank you Gary we are absolutely still astounded that our home is ours.

Nestor and Izack have been so helping!
We bought our forever home with Watson Mortgages.
I would recommend them to anyone. They gave us so much confidence.

Gary and the team at Watson mortgages were incredible! The whole process from the beginning to the end was smooth and stress free. Gary kept us updated the whole time and we truly felt supported. We even had approval before our dead line! I highly recommend Watson Mortgages

My husband and I recently worked with Nestor and his team at Watson Mortgages to refinance our home loan. Nestor was great to work with and we found it to be a very smooth process. He was very knowledgeable, helpful, contactable and reliable. We would highly recommend.

Gary helped us quickly secure our First Home Buyers loan at a tricky time during a change of first home schemes. He was always available for a dumb question, was well-connected with other service providers, and took care of the worst of it for us!

From the beginning till the end, my mortgage journey was smooth and I felt really supported by Broker Nestor. Even small questions and anxious emails, Nestor replied with professional although warm attitude. All the communication was on top of everything, without Watson Mortgages Nestor, I couldn't purchase my first home. Big appreciation for Nestor and definitely would recommend ????

Really happy with the efficiency and friendliness of Gary. Super professional and a calm presence in a hectic season. Highly recommend Watson mortgages.

Gary and the team at Watson Mortgages took all the stress and hard work out of refinancing my mortgage. Not only did Gary find me a much better interest rate, he also helped me structure my loan and personal finances to make my money work harder for me. I highly recommend Watson Mortgages for anyone wanting to get a better deal on their mortgage without all the leg work. Gary and the team will take care of everything. They also take the time to ensure you’re well informed along the journey and solutions are tailored to your personal needs.

Absolutely professional and we were treated like family. I would highly recommend Vikas and Nestor and the Watson Mortgage staff.
Thank you so much for putting us on the tight track for our future and look forward to a bright future
Leisa and Brett

Nestor from Watson Mortgages is skillful, efficient and professional. We have worked with him over years now and he continues to impress us.

Nestor has always provided excellent service in all respects. Highly recommended. Rex

Nestor from Watson Wealth was fantastic from beginning to end. His knowledge and advice meant that we had confidence and a product that suited us specifically. He and his team were an absolute pleasure to deal with, as always. Highly recommend!

Gary from Watson Mortgages has been absolutely outstanding. We are so lucky that he was able as to help us with the purchase of our first home. He will not stop until you have a new home, leveraging his extensive network of contacts and relationships with the banks to get you the best deal that is perfectly suited to your individual circumstances. He was a great source of financial (and moral) support to us and we will always remember how much he helped us at this time in our lives. Top bloke. 100% recommend. Thanks Gary!

My partner and I didn’t have the easiest case nor a lot of time on our side but Gary Gilbert has done wonders for us! We honestly will be recommending him to absolutely everyone and have already started!
We can’t thank him enough.

Very helpful. Allowed my wife and I to achieve our goals of buying our first home.

Simple and quick process by Gary and the team. Recommend them highly.

Gary from Watson Wealth helped us navigate the saga that is finding a new home loan lender. We thank him and his team immensely for all their help in finding us a new loan.

I had the pleasure of working alongside Mike in a recent transaction, and I can’t say enough good things about the experience. His communication was top-notch every step of the way—always responsive, clear, and proactive, which made the entire process feel seamless.

It was his dedication, attention to detail, and hard work that truly brought us to the closing finish line. He went above and beyond to make sure everything stayed on track, and it made all the difference. I look forward to working together again and would highly recommend him to any buyer or agent looking for a reliable and professional lender!

Nestor from Watson Mortgages helped us get out of the rent market and into our dream home. A very knowledgeable gentleman who made us feel comfortable when making the biggest purchase of our lives. Thanks again

My wife and myself recently had the pleasure of working with Watson Mortgages, and specifically with their outstanding broker, Nestor, to secure a mortgage for our new home. From the very first consultation, we were incredibly impressed with Nestor's professionalism, knowledge, and genuine care.
Nestor took the time to thoroughly understand our financial situation and our goals, patiently explaining all the different mortgage options available to us. He was never pushy and always ensured we felt comfortable and informed every step of the way. His expertise in the market was evident, and he was able to find us a fantastic rate and terms that perfectly suited our needs.
The entire process, which can often feel overwhelming, was made incredibly smooth and stress-free thanks to Nestor's proactive communication and meticulous attention to detail. He was always available to answer our questions promptly and kept us updated on the progress of our application. We truly felt like a priority throughout the entire journey.
Beyond his professional skills, Nestor is also a genuinely kind and approachable individual. He made us feel at ease and built a level of trust that we truly appreciated. It was clear that he was invested in helping us achieve our dream of homeownership.
We wholeheartedly recommend Watson Mortgages and, without hesitation, encourage anyone seeking a mortgage to reach out to Nestor. His exceptional service, combined with the reputable support of Watson Mortgages, made for a truly positive and successful experience. Thank you, Nestor and Watson Mortgages, for making our home buying journey so seamless!

I can't rate Nestor Ramirez highly enough. We went in to selling our house and buying a new house with anxiety and we had no idea what we were doing or what to expect. It took months of us changing our mind going back and forward looking at so many options that Nestor had prepared for us.
He was so calm and so generous with his time and explaining the options he found for us. We were so clueless and really needed someone to guide us through every step and he was there for us.
I honestly don't think we could have done this without him. We really owe him a debt of gratitude.

Mike did a great job. He made the process quick and easy.

Nestor was so helpful and thorough when we were applying for our first home right from the application through to settlement! Really lovely and personable to work with, thanks for your help Nestor!

Nestor and the team were fantastic and I highly recommend Watson Mortgages for any brokering needs. Nestor made the process simple and easy to understand which took the stress out of buying and selling.

Nestor and the Watson Mortgages team are always great to deal with. We highly recommend Watson Wealth.

Nestor and his team have been incredible. They helped us purchase our block of land and the application of our construction loan. They were so on top of everything and communication was flawless. We highly recommend Nestor & his team!!!!

Thank You Watson Mortgages for all you help refinancing my property. Nestor Ramirez listen to my needs and wants and found me the lender right for me . Everything went smoothly with a quick settlement. I can highly recommend.

We couldn't recommend Nestor enough! Nestor made the process of applying for our first home loan as easy to understand as possible! We appreciated his insight, experience and advice as we planned for this big next financial step for my husband and I. We will continue to recommend Nestor to friends and family!

Nestor went above and beyond to make the borrowing process easy. He communicated regularly, and is very efficient. He is knowledgeable and supported us to get the right loan in a timely matter.

Nestor was able to provide me with excellent home loan advice. His great industry knowledge and personable manner made for an enjoyable experience.

Mike is always on top of things, very professional. Kudos!

Amazing service and help! Thank you so much!

Nestor went above and beyond to make the borrowing process a smooth. He communicated regularly , is knowledgeable and supported me to get the right loan.

Nestor was a huge help in brokering our loan to buy a house.
He was prompt and professional. He communicated all that we needed to know in a way that helped us understand. … More

Nestor was my mortgage broker throughout the buying process and I can’t recommend him enough. … More

Nestor was extremely helpful and very supportive in our refinancing journey. He was very communicative and kept us well informed the whole process. Highly recommend his services!

Nestor had excellent communication and guided us through a refinancing process smoothly. Would highly recommend

Kirsten's customer service is amazing, i highly recommend her!

Refinanced our home 2020 with Eliot and his team. It was a seamless process and everyone was so very helpful.

A massive “THANK YOU” to Nestor, who I could not recommend highly enough! Not only is he a wealth of knowledge, but Nestor also has the ability to explain complex processes in layman’s terms. He never got frustrated with the endless questions nor made me feel silly for asking. Thank you again for your wonderful, compassionate and caring service! Kind Regards, Simone

I received confident and very personable advice and service obtaining my loan with Nestor. I would strongly recommend Nestor and the team at Watson to anyone in the hunt for a broker.

Watson Mortgages gave us options to move our mortgage and were able to answer any questions and kept us up to date during the process.

Mike was awesome, he is very knowledgable. He was very patient with me and all of my questions and always made me feel comfortable. I would highly recommend him to anyone looking to purchase a home.

When I first started looking into the property market and potentially buying a home, the whole process seemed incredibly daunting and overwhelming, that was until I met with Nestor. Right from the onset, he was able to provide me with valuable industry knowledge and insights, and I knew I had a real professional and expert in my corner. Nestor was able to answer all of my endless questions and checked-in on me frequently to see how I was going and if there was anything he could do to help. His service and communication throughout, was truly exceptional. Nestor has made becoming a first-home owner such a special and joyous experience, I wouldn't have wanted anyone else be my side on this journey. A huge thank again to Nestor and the team for everything they have done for me, it is so greatly appreciated and I could've have done this without them. I wouldn't have any hesitation in recommending Nestor to anyone who wants complete professionalism, whilst simultaneously being provided a personalised and individually tailored experience.Thank you again!

Nestor was my mortgage broker throughout the buying process and I can’t recommend him enough. Nestor along with the the entire team are extremely professional and efficient while also being relatable and realistic with what you can expect as a final outcome. He made extremely fast progress organising all the necessary paperwork. And throughout the entire process he went the extra mile to ensure I had the best outcome. In general it really helped streamline the process and remove unnecessary stress. 10/10

A massive “THANK YOU” to Nestor, who I could not recommend highly enough! Not only is he a wealth of knowledge, but Nestor also has the ability to explain complex processes in layman’s terms. He never got frustrated with the endless questions nor made me feel silly for asking. Thank you again for your wonderful, compassionate and caring service! Kind Regards, Simone

Nestor was great. Nothing was too much trouble and he made the whole process so easy. Would definitely recommend.

Nestor and then team at Watson were amazingly kind, communicative and very knowledgeable. Wouldn’t hesitate to recommend them

I have found Watson.mortgages to have expert knowledge in the filed and very helpful with good and clear communication they have done a top job with my finances and would recommend

I have no hesitation in recommending Nestor as a fantastic mortgage broker. Professional, with excellent communication and advice, everything was smooth from start to finish. Nestor secured us a great loan product that suited our needs, with a reputable lender, and at a fantastic rate. Many thanks to Nestor and the Watson Mortgages team!

Super fast closing and wonderful communication.

Wonderful experience with a very helpful approach for a first home buyer ????

During our time seeking a mortgage broker, it didn't take us long to see the value in Watson Mortgages. Nestor helped provide us with tailored advice and options available for our budget and life stage. My wife and I highly recommend their service and especially Nestor who provided a friendly face and efficient and reliable information. Flexible meet up times and consistent communication helped make us feel secure in trusting Watson Mortgages.

Nestor was so incredibly helpful and easy to work alongside. He was always willing to answer our questions and helped us through every step along the way. We greatly appreciate everything! Thank you!

Nestor was a huge help in brokering our loan to buy a house. He was prompt and professional. He communicated all that we needed to know in a way that helped us understand. Nestor would follow up and check in regularly to see how our house hunt was going and managed a great deal for us in the end. We are so thankful to him and the team at Watson’s. Would highly recommend!

The team at Watson Mortgages were fantastic. They outlined and explained everything very clearly and were more than happy to help with any of our questions. Cannot recommend them enough.

Mike is excellent. His professionalism and attention to every detail made the process a great experience. I will use him again in the future and highly recommend him to others.

We had an amazing experience working with Nestor at Watson Mortgages! My husband and I needed a home loan approval urgently and he got it done quickly and we were able to buy the house of our dreams. Nestor was extremely knowledgeable and helpful throughout the entire process and made sure to explain every step, and answered all of our questions in a timely and professional manner. The end result was a home loan that was tailored to our specific needs with a smooth closing. I highly recommend Nestor to anyone in the market for a home loan. Absolute five star service!

Nestor was fantastic to deal with every step of the way in securing a loan for our new house, and his regular updates kept us in the loop and our confidence high during the whole process. I would highly recommend Nestor and the team at Watson Mortgages for anyone looking at finance options!

Shout out to Watson Mortgages Mortgage Broker Nestor Ramirez and team. This was the first time ever we have had a near seamless Refinance of our Mortgage. Furthermore Nestor went above and beyond and gave a personal touch updates on our progress and clear information requirements to reduce the notorious back and forth with banks. Would give an extra star just for Nestor. Cheers Watson Mortgages, great experience and I highly recommend them. Brenden & Kylee Burley

I can’t thank the team enough!!!! After having issues with my car it was time to upgrade. Nestor and the team got my loan pre approved fast and with little effort. When I voiced my limited time and stress around car shopping, I was offered a car sourcing agent who took all my worries and came back to me with options. Fast forward two weeks and my new car was delivered to my door. Watson Mortgages took the stress out of a large purchase, saving me time and getting me a great interest rate. Follow up service has been great also. These guys genuinely care that I’m happy with my purchase. Five stars team. Thank you!

I would not hesitate to recommend Nestor and the team at Watson Mortgages. They helped us secure our mortgage quickly and with minimum fuss. They provide personalised, friendly service and advice to the highest quality!

Can't thank the team enough mainly Nestor for going above & beyond to get our higher then normal home loan pushed through with all rate rises happening an still managing a competitive rate! They call you when others wouldn't with updates, have tried other brokers with previous loans an Watson is by far the best!

Watson mortgages were fantastic in helping me find a suitable mortgage that suited all my needs. They were always available if I had any questions. I would not hesitate to recommend them to anyone looking for a home loan.

Nestor went above and beyond to secure our dream home for us. He was very honest, friendly and professional. I highly recommend Watson Mortgages.

Nestor was fantastic in helping me purchase my first home. He was always available to answer any of my questions, kept me in the loop with each step and made the whole process easy for me. I would highly recommend Nestor!

Nestor was fantastic to work with. His knowledge of the process, and insight he gave us was unparalleled. We are so thankful for his help and recommend him to everyone!

Nestor and the team are extremely helpful. Their hands on approach and knowledge really enables the customer to make informed choices about their finances. Highly recommend.

Nestor and his team were great to deal with and very proactive in changing my loans to another bank. Would use Nestor and Watson Mortgages again.

Nestor was great to deal with and always had our goals and situation in mind. Very professional with excellent communication.

Went through Nestor & Watson Mortgages to get our first Home Loan. They have been super helpful the whole way through and can get things done incredibly fast.

Hi. My Name is Cameron I would like to thank Nestor and the team for the time and care that was put in to helping us out. It was stress free and a smooth process. The service was professional and will highly recommend to others. Thanks again

Nestor has provided me great advice backed up by guidance and knowledge on how to fulfill my financial needs. I highly recommend Nestor.

Nestor was exceptional...great communication, kept me updated throughout the entire process.Highly recommend Watson Mortgages

Watson Mortgages is an absolute pleasure to work with. I couldn't recommend them enough.

Extremely happy to recommend! One of the best experiences we have had & great results. Thanks!

Nestor was professional and listened to our needs. Thank you.

I can’t recommend Mike enough! He was amazing and went above and beyond to get us closed. 10/10

Michael was amazing, even when I was frustrated. He has the patience of a saint. He knows the process and will bring you through with confidence. Highly recommend!

Mike Watson has personally funded and helped me to close numerous loans throughout the year, and he has always been a consummate professional. He is communicative, trustworthy, friendly and expedient - as well as a lifelong friend. Thanks Aslan!

Can't thank the team enough mainly Nestor for going above & beyond to get our higher then normal home loan pushed through with all rate rises happening an still managing a competitive rate! They call you when others wouldn't with updates, have tried other brokers with previous loans an Watson is by far the best!

Mike Watson was knowledgeable and helpful in many ways! I always feel well educated on all steps of my closing and what is expected to get my loan closed! He always answers all my questions even if I repeat them! I never feel that I am bothering him! He is always there to help me! We appreciate all that he does for us during our mortgage needs! We will definitely call him again in the future and recommend him to friends and family!

Mike is great! He is exceptional at communicating where things are in the process and putting things in to terms I can understand. You can tell he cares about his clients. He works hard to get people in to their dream homes!

Nestor and the team are extremely helpful. Their hands on approach and knowledge really enables the customer to make informed choices about their finances. Highly recommend.

Nestor was fantastic to work with. His knowledge of the process, and insight he gave us was unparalleled. We are so thankful for his help and recommend him to everyone!

The Team at Watson Mortgages took the time to listen to our requests/situation. They gave professional and pro active advice to ensure that the product we needed was going to do the job and not be over the top expensive. The follow up service is always efficient and friendly. I have no hesitation in recommending Watson Mortgages.

Elliot has an awesome team that care about each of their clients! Nestor did an amazing job with the mortgage & couldn’t recommend highly enough!

Watson Mortages helped me set up my financials and purchase my first house. They have also manage my super fund and have significantly increased its value. I have recently used their mortgage broker to organise a refinance at a much better rate than that advertised. They provide yearly reviews with concise information and flexible meeting times and setups. I have also used their legal professional to set up my will and POE. Overall Watson Mortages provides all the services I have required to set up every facet of my financial and legal situation. They have acted professionally and responsively in all undertakings and I highly recommend their services.

Elliot and his team at Watson Mortgages went above and beyond to sort out the correct financials for our first home. They where always on hand to assist, when we had a question about the process. Thank You, Watson Mortgages for getting my family and I into my first home.

Thanks to Watson Mortgages I was able to refinance and get a better rate plus use some equity to myself buy a new car. Very happy with the service, strongly recommend.

Nice fast process that found me better deals than anyone else in town. Couldn’t be happier with the whole thing. Got a great product that fits my means perfectly.