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Saori27/11/25From the beginning till the end, my mortgage journey was smooth and I felt really supported by Broker Nestor. Even small questions and anxious emails, Nestor replied with professional although warm attitude. All the communication was on top of everything, without Watson Mortgages Nestor, I couldn't purchase my first home. Big appreciation for Nestor and definitely would recommend 🙏Read MoreRead Less
Kate Hernandez17/11/25Really happy with the efficiency and friendliness of Gary. Super professional and a calm presence in a hectic season. Highly recommend Watson mortgages.Read MoreRead Less
Jelinda M11/09/25Gary and the team at Watson Mortgages took all the stress and hard work out of refinancing my mortgage. Not only did Gary find me a much better interest rate, he also helped me structure my loan and personal finances to make my money work harder for me. I highly recommend Watson Mortgages for anyone wanting to get a better deal on their mortgage without all the leg work. Gary and the team will take care of everything. They also take the time to ensure you’re well informed along the journey and solutions are tailored to your personal needs.Read MoreRead Less -
Leisa Dolan29/08/25Absolutely professional and we were treated like family. I would highly recommend Vikas and Nestor and the Watson Mortgage staff.
Thank you so much for putting us on the tight track for our future and look forward to a bright future
Leisa and BrettRead MoreRead LessGillian Maddock13/08/25Nestor from Watson Mortgages is skillful, efficient and professional. We have worked with him over years now and he continues to impress us.Read MoreRead LessRex Maddock13/08/25Nestor has always provided excellent service in all respects. Highly recommended. RexRead MoreRead Less - Alex Spinks30/07/25Nestor from Watson Wealth was fantastic from beginning to end. His knowledge and advice meant that we had confidence and a product that suited us specifically. He and his team were an absolute pleasure to deal with, as always. Highly recommend!Read MoreRead Lessjames baker09/07/25Gary from Watson Mortgages has been absolutely outstanding. We are so lucky that he was able as to help us with the purchase of our first home. He will not stop until you have a new home, leveraging his extensive network of contacts and relationships with the banks to get you the best deal that is perfectly suited to your individual circumstances. He was a great source of financial (and moral) support to us and we will always remember how much he helped us at this time in our lives. Top bloke. 100% recommend. Thanks Gary!Read MoreRead LessCloe Evans-Tosiani01/07/25My partner and I didn’t have the easiest case nor a lot of time on our side but Gary Gilbert has done wonders for us! We honestly will be recommending him to absolutely everyone and have already started!
We can’t thank him enough.Read MoreRead Less -
Richard Murray24/06/25Very helpful. Allowed my wife and I to achieve our goals of buying our first home.Read MoreRead Less
Kerrie-Anne Bowles19/06/25Simple and quick process by Gary and the team. Recommend them highly.Read MoreRead LessAlanna Mills10/06/25Gary from Watson Wealth helped us navigate the saga that is finding a new home loan lender. We thank him and his team immensely for all their help in finding us a new loan.Read MoreRead Less - Giverny Chapman19/05/25Nestor from Watson Mortgages helped us get out of the rent market and into our dream home. A very knowledgeable gentleman who made us feel comfortable when making the biggest purchase of our lives. Thanks againRead MoreRead LessKy Gladdish13/04/25I can't rate Nestor Ramirez highly enough. We went in to selling our house and buying a new house with anxiety and we had no idea what we were doing or what to expect. It took months of us changing our mind going back and forward looking at so many options that Nestor had prepared for us.
He was so calm and so generous with his time and explaining the options he found for us. We were so clueless and really needed someone to guide us through every step and he was there for us.
I honestly don't think we could have done this without him. We really owe him a debt of gratitude.Read MoreRead LessZamir Melamed13/04/25My wife and myself recently had the pleasure of working with Watson Mortgages, and specifically with their outstanding broker, Nestor, to secure a mortgage for our new home. From the very first consultation, we were incredibly impressed with Nestor's professionalism, knowledge, and genuine care.
Nestor took the time to thoroughly understand our financial situation and our goals, patiently explaining all the different mortgage options available to us. He was never pushy and always ensured we felt comfortable and informed every step of the way. His expertise in the market was evident, and he was able to find us a fantastic rate and terms that perfectly suited our needs.
The entire process, which can often feel overwhelming, was made incredibly smooth and stress-free thanks to Nestor's proactive communication and meticulous attention to detail. He was always available to answer our questions promptly and kept us updated on the progress of our application. We truly felt like a priority throughout the entire journey.
Beyond his professional skills, Nestor is also a genuinely kind and approachable individual. He made us feel at ease and built a level of trust that we truly appreciated. It was clear that he was invested in helping us achieve our dream of homeownership.
We wholeheartedly recommend Watson Mortgages and, without hesitation, encourage anyone seeking a mortgage to reach out to Nestor. His exceptional service, combined with the reputable support of Watson Mortgages, made for a truly positive and successful experience. Thank you, Nestor and Watson Mortgages, for making our home buying journey so seamless!Read MoreRead Less - Mollie30/03/25Nestor was so helpful and thorough when we were applying for our first home right from the application through to settlement! Really lovely and personable to work with, thanks for your help Nestor!Read MoreRead Lesssamuelpickering04/01/25Nestor and the team were fantastic and I highly recommend Watson Mortgages for any brokering needs. Nestor made the process simple and easy to understand which took the stress out of buying and selling.Read MoreRead LessLuke Smith20/07/24Nestor and the Watson Mortgages team are always great to deal with. We highly recommend Watson Wealth.Read MoreRead Less
- Emma Manuel27/06/24Nestor and his team have been incredible. They helped us purchase our block of land and the application of our construction loan. They were so on top of everything and communication was flawless. We highly recommend Nestor & his team!!!!Read MoreRead LessLeanne Spierings15/06/24Thank You Watson Mortgages for all you help refinancing my property. Nestor Ramirez listen to my needs and wants and found me the lender right for me . Everything went smoothly with a quick settlement. I can highly recommend.Read MoreRead LessKatie Farnworth08/06/24We couldn't recommend Nestor enough! Nestor made the process of applying for our first home loan as easy to understand as possible! We appreciated his insight, experience and advice as we planned for this big next financial step for my husband and I. We will continue to recommend Nestor to friends and family!Read MoreRead Less
- Hannah Wareham29/05/24Nestor went above and beyond to make the borrowing process easy. He communicated regularly, and is very efficient. He is knowledgeable and supported us to get the right loan in a timely matter.Read MoreRead LessAiden Powell29/05/24Nestor was able to provide me with excellent home loan advice. His great industry knowledge and personable manner made for an enjoyable experience.Read MoreRead LessErin MD29/04/24Nestor went above and beyond to make the borrowing process a smooth. He communicated regularly , is knowledgeable and supported me to get the right loan.Read MoreRead Less
- Andrew Newman30/03/24Nestor was a huge help in brokering our loan to buy a house.
He was prompt and professional. He communicated all that we needed to know in a way that helped us understand. … MoreRead MoreRead LessKyle Barnes30/03/24Nestor was my mortgage broker throughout the buying process and I can’t recommend him enough. … MoreRead MoreRead Lessphoenix wells29/03/24Kirsten's customer service is amazing, i highly recommend her!Read MoreRead Less - Cayle Beveridge29/03/24Nestor had excellent communication and guided us through a refinancing process smoothly. Would highly recommendRead MoreRead LessRosie Eyles29/03/24Nestor was extremely helpful and very supportive in our refinancing journey. He was very communicative and kept us well informed the whole process. Highly recommend his services!Read MoreRead LessAmy Meredith29/02/24Refinanced our home 2020 with Eliot and his team. It was a seamless process and everyone was so very helpful.Read MoreRead Less
- Sim B15/02/24A massive “THANK YOU” to Nestor, who I could not recommend highly enough! Not only is he a wealth of knowledge, but Nestor also has the ability to explain complex processes in layman’s terms. He never got frustrated with the endless questions nor made me feel silly for asking. Thank you again for your wonderful, compassionate and caring service! Kind Regards, SimoneRead MoreRead LessLach Dolbel29/01/24I received confident and very personable advice and service obtaining my loan with Nestor. I would strongly recommend Nestor and the team at Watson to anyone in the hunt for a broker.Read MoreRead LessPaul Hill29/01/24Watson Mortgages gave us options to move our mortgage and were able to answer any questions and kept us up to date during the process.Read MoreRead Less
- Kyle Barnes29/12/23Nestor was my mortgage broker throughout the buying process and I can’t recommend him enough. Nestor along with the the entire team are extremely professional and efficient while also being relatable and realistic with what you can expect as a final outcome. He made extremely fast progress organising all the necessary paperwork. And throughout the entire process he went the extra mile to ensure I had the best outcome. In general it really helped streamline the process and remove unnecessary stress. 10/10Read MoreRead LessMicroTechEFI29/12/23A massive “THANK YOU” to Nestor, who I could not recommend highly enough! Not only is he a wealth of knowledge, but Nestor also has the ability to explain complex processes in layman’s terms. He never got frustrated with the endless questions nor made me feel silly for asking. Thank you again for your wonderful, compassionate and caring service! Kind Regards, SimoneRead MoreRead LessZari Williams29/12/23When I first started looking into the property market and potentially buying a home, the whole process seemed incredibly daunting and overwhelming, that was until I met with Nestor. Right from the onset, he was able to provide me with valuable industry knowledge and insights, and I knew I had a real professional and expert in my corner. Nestor was able to answer all of my endless questions and checked-in on me frequently to see how I was going and if there was anything he could do to help. His service and communication throughout, was truly exceptional. Nestor has made becoming a first-home owner such a special and joyous experience, I wouldn't have wanted anyone else be my side on this journey. A huge thank again to Nestor and the team for everything they have done for me, it is so greatly appreciated and I could've have done this without them. I wouldn't have any hesitation in recommending Nestor to anyone who wants complete professionalism, whilst simultaneously being provided a personalised and individually tailored experience.Thank you again!Read MoreRead Less
- Brendan Rae29/12/23Nestor was great. Nothing was too much trouble and he made the whole process so easy. Would definitely recommend.Read MoreRead LessTim Anderson29/11/23I have found Watson.mortgages to have expert knowledge in the filed and very helpful with good and clear communication they have done a top job with my finances and would recommendRead MoreRead LessFay Purr29/11/23Nestor and then team at Watson were amazingly kind, communicative and very knowledgeable. Wouldn’t hesitate to recommend themRead MoreRead Less
- John Radvan29/10/23I have no hesitation in recommending Nestor as a fantastic mortgage broker. Professional, with excellent communication and advice, everything was smooth from start to finish. Nestor secured us a great loan product that suited our needs, with a reputable lender, and at a fantastic rate. Many thanks to Nestor and the Watson Mortgages team!Read MoreRead LessTam29/09/23Wonderful experience with a very helpful approach for a first home buyer 👍Read MoreRead LessTroy Watson29/08/23During our time seeking a mortgage broker, it didn't take us long to see the value in Watson Mortgages. Nestor helped provide us with tailored advice and options available for our budget and life stage. My wife and I highly recommend their service and especially Nestor who provided a friendly face and efficient and reliable information. Flexible meet up times and consistent communication helped make us feel secure in trusting Watson Mortgages.Read MoreRead Less
- Ashleigh Newman29/08/23Nestor was so incredibly helpful and easy to work alongside. He was always willing to answer our questions and helped us through every step along the way. We greatly appreciate everything! Thank you!Read MoreRead LessAndrew Newman29/07/23Nestor was a huge help in brokering our loan to buy a house. He was prompt and professional. He communicated all that we needed to know in a way that helped us understand. Nestor would follow up and check in regularly to see how our house hunt was going and managed a great deal for us in the end. We are so thankful to him and the team at Watson’s. Would highly recommend!Read MoreRead LessAlex W29/07/23The team at Watson Mortgages were fantastic. They outlined and explained everything very clearly and were more than happy to help with any of our questions. Cannot recommend them enough.Read MoreRead Less
- Marnie Kempster29/06/23Nestor was fantastic in helping me purchase my first home. He was always available to answer any of my questions, kept me in the loop with each step and made the whole process easy for me. I would highly recommend Nestor!Read MoreRead LessBrenden Burley29/06/23Shout out to Watson Mortgages Mortgage Broker Nestor Ramirez and team. This was the first time ever we have had a near seamless Refinance of our Mortgage. Furthermore Nestor went above and beyond and gave a personal touch updates on our progress and clear information requirements to reduce the notorious back and forth with banks. Would give an extra star just for Nestor. Cheers Watson Mortgages, great experience and I highly recommend them. Brenden & Kylee BurleyRead MoreRead LessKylie White29/06/23Nestor went above and beyond to secure our dream home for us. He was very honest, friendly and professional. I highly recommend Watson Mortgages.Read MoreRead Less
- Luke nunan29/06/23Watson mortgages were fantastic in helping me find a suitable mortgage that suited all my needs. They were always available if I had any questions. I would not hesitate to recommend them to anyone looking for a home loan.Read MoreRead LessDominique Woloschyn29/06/23Nestor was fantastic to work with. His knowledge of the process, and insight he gave us was unparalleled. We are so thankful for his help and recommend him to everyone!Read MoreRead LessJosh n jade Fellowes29/06/23Can't thank the team enough mainly Nestor for going above & beyond to get our higher then normal home loan pushed through with all rate rises happening an still managing a competitive rate! They call you when others wouldn't with updates, have tried other brokers with previous loans an Watson is by far the best!Read MoreRead Less
- Sharyn Fraser29/06/23We had an amazing experience working with Nestor at Watson Mortgages! My husband and I needed a home loan approval urgently and he got it done quickly and we were able to buy the house of our dreams. Nestor was extremely knowledgeable and helpful throughout the entire process and made sure to explain every step, and answered all of our questions in a timely and professional manner. The end result was a home loan that was tailored to our specific needs with a smooth closing. I highly recommend Nestor to anyone in the market for a home loan. Absolute five star service!Read MoreRead LessAmanda Loredo29/06/23I would not hesitate to recommend Nestor and the team at Watson Mortgages. They helped us secure our mortgage quickly and with minimum fuss. They provide personalised, friendly service and advice to the highest quality!Read MoreRead LessKirsten Smith29/06/23I can’t thank the team enough!!!! After having issues with my car it was time to upgrade. Nestor and the team got my loan pre approved fast and with little effort. When I voiced my limited time and stress around car shopping, I was offered a car sourcing agent who took all my worries and came back to me with options. Fast forward two weeks and my new car was delivered to my door. Watson Mortgages took the stress out of a large purchase, saving me time and getting me a great interest rate. Follow up service has been great also. These guys genuinely care that I’m happy with my purchase. Five stars team. Thank you!Read MoreRead Less
- Anthony Claxton29/06/23Nestor was fantastic to deal with every step of the way in securing a loan for our new house, and his regular updates kept us in the loop and our confidence high during the whole process. I would highly recommend Nestor and the team at Watson Mortgages for anyone looking at finance options!Read MoreRead LessRyan Coulin29/06/23Nestor and his team were great to deal with and very proactive in changing my loans to another bank. Would use Nestor and Watson Mortgages again.Read MoreRead LessRachael Tedesco29/06/23Nestor and the team are extremely helpful. Their hands on approach and knowledge really enables the customer to make informed choices about their finances. Highly recommend.Read MoreRead Less
- mitchell presland29/06/23Nestor was great to deal with and always had our goals and situation in mind. Very professional with excellent communication.Read MoreRead LessWill Lassam29/06/23Nestor was professional and listened to our needs. Thank you.Read MoreRead LessSamantha Estreich29/06/23Extremely happy to recommend! One of the best experiences we have had & great results. Thanks!Read MoreRead Less
- Kaitlyn Beith29/06/23Watson Mortgages is an absolute pleasure to work with. I couldn't recommend them enough.Read MoreRead LessTIGHTY-WHITY29/06/23Hi. My Name is Cameron I would like to thank Nestor and the team for the time and care that was put in to helping us out. It was stress free and a smooth process. The service was professional and will highly recommend to others. Thanks againRead MoreRead LessShane Gracie29/06/23Nestor has provided me great advice backed up by guidance and knowledge on how to fulfill my financial needs. I highly recommend Nestor.Read MoreRead Less
- Renny Lewis29/06/23Nestor was exceptional...great communication, kept me updated throughout the entire process.Highly recommend Watson MortgagesRead MoreRead LessAmanda Vipond29/06/23Went through Nestor & Watson Mortgages to get our first Home Loan. They have been super helpful the whole way through and can get things done incredibly fast.Read MoreRead Less
Josh , Jade Joint Acc Fellowes26/04/23Can't thank the team enough mainly Nestor for going above & beyond to get our higher then normal home loan pushed through with all rate rises happening an still managing a competitive rate! They call you when others wouldn't with updates, have tried other brokers with previous loans an Watson is by far the best!Read MoreRead Less
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Rachael T30/09/22Nestor and the team are extremely helpful. Their hands on approach and knowledge really enables the customer to make informed choices about their finances. Highly recommend.Read MoreRead Less
Dominique Higgins19/09/22Nestor was fantastic to work with. His knowledge of the process, and insight he gave us was unparalleled. We are so thankful for his help and recommend him to everyone!Read MoreRead LessChris Bradley29/06/22Watson Mortages helped me set up my financials and purchase my first house. They have also manage my super fund and have significantly increased its value. I have recently used their mortgage broker to organise a refinance at a much better rate than that advertised. They provide yearly reviews with concise information and flexible meeting times and setups. I have also used their legal professional to set up my will and POE. Overall Watson Mortages provides all the services I have required to set up every facet of my financial and legal situation. They have acted professionally and responsively in all undertakings and I highly recommend their services.Read MoreRead Less - Mark Hickey29/06/22Elliot and his team at Watson Mortgages went above and beyond to sort out the correct financials for our first home. They where always on hand to assist, when we had a question about the process. Thank You, Watson Mortgages for getting my family and I into my first home.Read MoreRead LessBlake Burgess29/06/22Elliot has an awesome team that care about each of their clients! Nestor did an amazing job with the mortgage & couldn’t recommend highly enough!Read MoreRead LessAaron Burke29/06/22Thanks to Watson Mortgages I was able to refinance and get a better rate plus use some equity to myself buy a new car. Very happy with the service, strongly recommend.Read MoreRead Less
- Lorne Black29/06/22Nice fast process that found me better deals than anyone else in town. Couldn’t be happier with the whole thing. Got a great product that fits my means perfectly.Read MoreRead LessGlen Blanch29/06/22The Team at Watson Mortgages took the time to listen to our requests/situation. They gave professional and pro active advice to ensure that the product we needed was going to do the job and not be over the top expensive. The follow up service is always efficient and friendly. I have no hesitation in recommending Watson Mortgages.Read MoreRead Less
- All
- Caravan Loan
- Downsizing
- First Home Buyers
- Home Loan
- Investment Loan
- Refinance
- Renovation
- Retirement
- Single Income
- Upsizing
James – Supporting Our Defence Community into Home Ownership
After 22 years of service in the Australian Army, James and his family faced challenges securing a home loan due to his pension and DVA benefits. Many banks didn’t understand…
Sally Ann – Knock Down and Rebuild Dream Home!
From demo to dream home! When Sally Ann and her husband were ready to build their dream home, they needed more than just finance — they needed a guide to…
James and Cloe – First Home Buyers
From Dream to Reality – With a Little Help from Gary! Meet James & Cloe — young, determined, and on a mission to find the perfect small acreage for their…
Luke & Dominique – Home Loan Refinance, Caravan & Shed!
Meet Luke and Dominique, a busy working family from the Hunter Valley with three kids. They came to us looking to refinance their home loan, and with the help of…
Alex & Micaella – First Home Buyers
Between work, university, and wedding planning, Alex and Micaella had enough on their plate. That’s where Nestor at Watson Mortgages stepped in—handling everything and making the process smooth, easy, and…
John – Property and Investment Loan
When John needed expert financial guidance, he turned to Elliot and Watson Wealth, who introduced him to Nestor from our Watson Mortgages division. The result? A seamless, stress-free experience securing…
Joel & Jessica – Their Journey with Watson Mortgages
Meet Joel and Jessica, a hardworking middle-aged couple dedicated to building a bright future for their family. With the help of Watson Mortgages, they've transformed their home loan, paving the…
Todd & Katie – Home Refinance For Renovations
Meet Todd and Katie, who came to us for help with refinancing their home to fund much-needed renovations. Our Senior Mortgage Broker, Nestor Ramirez, worked closely with them to secure…
Josh – Single Income Home Loan
Introducing Josh, a client whose journey with our Senior Mortgage Broker, Nestor Ramirez, led to the purchase of their dream home in a beautiful estate. Despite facing a challenging mortgage…
Tim – Investment Home Loan
Meet Tim, who our Senior Mortgage Broker Nestor Ramirez and Managing Partner for our Elliot Watson Financial Planning division helped to refinance his home in Maitland with an investment lending…
Glen & Barb – Apartment For Retirement
Meet Glen & Barb, who our Senior Mortgage Broker, Nestor Ramirez, helped purchase their apartment in the gorgeous Hope Island in QLD. Even though they were transitioning into retirement and…
Lachlan – Home Loan
Meet Lachlan who recently purchased his dream home on the Hunter River. Nestor Ramirez our Senior Mortgage Broker at Watson Mortgages met with Lachlan who was living in a house…