Buying a home without pre-approval is a little like grocery shopping on an empty stomach. Everything looks tempting, and it's much harder to stick to a sensible budget. Home loan pre-approval, also called conditional approval or approval in principle, gives…
First home buyers have had two major pieces of government support land in the past year. The Australian Government 5% Deposit Scheme was expanded in October 2025, and the new Help to Buy scheme was launched in December 2025. Here's…
If you've come across information about the NSW Shared Equity Home Buyer Helper, it's worth knowing that the scheme closed to new applicants on 30 June 2024 and hasn't reopened. The good news is there's now a federal alternative. The…
Rentvesting means renting where you want to live while buying an investment property somewhere more affordable. It's not a new idea, but with property prices stretching well beyond what many first home buyers can afford in their preferred suburb, more…
When you’re planning to buy your first home or investment property, getting your head around all the jargon can feel overwhelming. One term you’re likely to come across is ‘conditional pre-approval’. Many buyers think conditional pre-approval means they’re ready to…
You might be earning the same income as you were six months ago, but that doesn’t necessarily mean you can borrow the same amount. Understanding your borrowing capacity is an important step before you start your home-buying journey. Your borrowing…
Buying a home without pre-approval is a little like going grocery shopping when you're hungry. Everything catches your eye, every option seems tempting, and it's harder to make clear decisions. We see this happen regularly. Buyers start browsing property websites,…
Getting into the Australian property market these days can prove to be very difficult. Not only are housing prices sky-high, but they also require a hefty deposit to secure them. Having a guarantor help you get over the 20% threshold…